Uncle Normie swz.
URL: http://creditwrench-thetruth.blogspot.com/
Total words in the title: 3
Total words in the content: 2,191
Total characters in the content: 12,933
opening new window
consumer credit protection jail seminars
discussion board free credit reports repair organizations act electronic fund transfer equal opportunity fair billing reporting home page debt collection practices 1991 ownership equity protection identity theft assumption deterrence truth lending australian fdcpa mate west nationwide creditwrench busted part xxi cyber law 72 xxx congress courts xxvi brain dead commits libel tax 01 2005 31 02 28 03 04 30
blogthis creditwrench the truth monday april 04 2005 creditwrench busted again yesterday creditwrench ceo bill bauer put up a self serving poll on a message board it was to vote for if he should be banned or not problem is he fixed it so there was only one way to vote for him now i ask what kind of idiot rigs a vote on a message board then in a futile effort to run up the vote he makes a critical mistake as i knew he would he uses another alias of his to help him guess who yep none other than kaykay29 this along with other information i have been gathering now provides me with irrefutable proof that kaykay29 is indeed creditwrench ceo bill bauer so what you might ask well among other things it provides evidence of false advertising of his credit repair scam tomorrow i will post further information on this whole scam useless link posted by uncle normie at 10 15 pm creditwrench and the fdcpa part xxi as just further evidence that creditwrench ceo bill bauer knows nothing about the fdcpa he told a collector today why do you think fdcpa was put in place to help protect consumers hardly fdcpa was put in place to protect debt collectors who do not use abusive collection practices from the unfair competition presented by those debt collectors who do use abusve debt collection practice is he right or wrong obviously he s wrong and here s why the fdcpa falls under title 15 section chapter 41 of the us code chapter 41 is named consumer credit protection chapter 41 deals entirely with consumer protection laws not business protection if it was designed for business protection it would more properly fall under restraint of trade law under chapter 1 if that isn t convincing enough one only needs to read subchapter v a there is abundant evidence of the use of abusive deceptive and unfair debt collection practices by many debt collectors abusive debt collection practices contribute to the number of personal bankruptcies to marital instability to the loss of jobs and to invasions of individual privacy v b purpose of this subchapter to eliminate abusive debt collection practices by debt collectors and to promote consistent state action to protect consumers against debt collection abuses now it only stands to reason that if creditwrench ceo bill bauer doesn t understand consumer protection statutes the intent of congress in establishing such statutes he would be ineffective in using them to help a student and that has been exactly the sentiment of former student s who have emailed me to quote one such student bill bauer doesn t know shit couldn t have said it better myself creditwrench ceo bill bauer stating that the fdcpa was not put in place to protect consumers is false and misleading posted by uncle normie at 3 53 pm sunday april 03 2005 creditwrench and cyber law recently in a disagreement with many credit professionals creditwrench ceo bill bauer threatened here is a few more combatants and as of now i m going to make sure they learn about this message board and if i ever get banned i will then double and triple the amount of debt collector bashers in here unable to maintain any professional demeanor even on a message forum creditwrench bill bauer is only able to resort to harassing threats to support his postions this is the primary reason he has been banned from all other credit forums on the internet the secondary reason is his continued insistence on spreading false and misleading information as i have pointed out numerous times on this blog the courts define harassment as repeated unwanted contact from a person or group of people creditwrench ceo bill bauer s suggestion that he will enlist numerous others to disrupt the current friendly atmosphere of a particular message board certainly fits the legal definition of harassment in recent years the courts have extended to internet communications the federal stalking and harassment statutes including 18 usc 2261a and 47 usc 223 in fact the landmark case of united states v young 1999 u s app lexis 32721 4th cir 1999 led to the ammendement of the above statute to include the internet creditwrench ceo bill bauer is now treading on very thin ice the resources of this board he is threatening run deeper than he might imagine it isn t confined to a group of people living paycheck to paycheck who s only concern is how to avoid the creditor appearing on caller id that he is used to i would imagine that with little provocation there are a number of people that would be willing to take appropriate legal action against him for his recent threats as he advertises on his website creditwrench ceo bill bauer advocates suing debt collectors for violating the law however he fails to see how he himself is not above the law posted by uncle normie at 1 07 pm saturday april 02 2005 creditwrench and the law part 72 one of the questions i frequently recieve via email reference the numerous times that creditwrench ceo bill bauer has threatened to sue me for use of the copyrighted name of creditwrench of course i assure the writer that there is no need to worry a name cannot be copyrighted therefore creditwrench cannot possibly sue me under copyright law for the use of the name creditwrench even if he could he s already shown that he d have no idea which court to file in lol creditwrench ceo bill bauer stating that he can sue me for copyright infringement for the use of the name creditwrench is false and misleading meaningless link posted by uncle normie at 6 23 am friday april 01 2005 creditwrench and the law part xxx the other day in a discussion i was having with creditwrench ceo bill bauer he referenced the the united states district court for the middle district of florida as being a state court of course i promptly corrected creditwrench ceo bill bauer on yet another of his mistakes regarding our legal system the united states district court for the middle district of florida is not a state court at all it is a federal court now i ask how can someone that doesn t understand something as basic as the heirarchy of courts going to teach you anything creditwrench ceo bill bauer stating that the united states district court for the middle district of florida is a state court is false and misleading posted by uncle normie at 10 27 am sunday march 27 2005 congress v the courts unfortunately terri schiavo will shortly die my prayers are with her and her family i m sure all of us in our hearts would have preferred a different outcome however personal and moral issues aside what are the legal issues on his blog creditwrench ceo bill bauer states united states congress has the power to tell the u s supreme court how it must rule the schiavo case proves otherwise while congress establishes the law the courts have final say in all matters of law that is dicated by the us constitution creditwrench ceo bill bauer stating that congress has the power to tell the courts how they must rule on matters of law is false and misleading again my heart and prayers go out to terri and her family posted by URL: http://creditwrench-thetruth.blogspot.com/
Total words in the title: 3
Total words in the content: 2,191
Total characters in the content: 12,933
opening new window
consumer credit protection jail seminars
discussion board free credit reports repair organizations act electronic fund transfer equal opportunity fair billing reporting home page debt collection practices 1991 ownership equity protection identity theft assumption deterrence truth lending australian fdcpa mate west nationwide creditwrench busted part xxi cyber law 72 xxx congress courts xxvi brain dead commits libel tax 01 2005 31 02 28 03 04 30
blogthis creditwrench the truth monday april 04 2005 creditwrench busted again yesterday creditwrench ceo bill bauer put up a self serving poll on a message board it was to vote for if he should be banned or not problem is he fixed it so there was only one way to vote for him now i ask what kind of idiot rigs a vote on a message board then in a futile effort to run up the vote he makes a critical mistake as i knew he would he uses another alias of his to help him guess who yep none other than kaykay29 this along with other information i have been gathering now provides me with irrefutable proof that kaykay29 is indeed creditwrench ceo bill bauer so what you might ask well among other things it provides evidence of false advertising of his credit repair scam tomorrow i will post further information on this whole scam useless link posted by uncle normie at 10 15 pm creditwrench and the fdcpa part xxi as just further evidence that creditwrench ceo bill bauer knows nothing about the fdcpa he told a collector today why do you think fdcpa was put in place to help protect consumers hardly fdcpa was put in place to protect debt collectors who do not use abusive collection practices from the unfair competition presented by those debt collectors who do use abusve debt collection practice is he right or wrong obviously he s wrong and here s why the fdcpa falls under title 15 section chapter 41 of the us code chapter 41 is named consumer credit protection chapter 41 deals entirely with consumer protection laws not business protection if it was designed for business protection it would more properly fall under restraint of trade law under chapter 1 if that isn t convincing enough one only needs to read subchapter v a there is abundant evidence of the use of abusive deceptive and unfair debt collection practices by many debt collectors abusive debt collection practices contribute to the number of personal bankruptcies to marital instability to the loss of jobs and to invasions of individual privacy v b purpose of this subchapter to eliminate abusive debt collection practices by debt collectors and to promote consistent state action to protect consumers against debt collection abuses now it only stands to reason that if creditwrench ceo bill bauer doesn t understand consumer protection statutes the intent of congress in establishing such statutes he would be ineffective in using them to help a student and that has been exactly the sentiment of former student s who have emailed me to quote one such student bill bauer doesn t know shit couldn t have said it better myself creditwrench ceo bill bauer stating that the fdcpa was not put in place to protect consumers is false and misleading posted by uncle normie at 3 53 pm sunday april 03 2005 creditwrench and cyber law recently in a disagreement with many credit professionals creditwrench ceo bill bauer threatened here is a few more combatants and as of now i m going to make sure they learn about this message board and if i ever get banned i will then double and triple the amount of debt collector bashers in here unable to maintain any professional demeanor even on a message forum creditwrench bill bauer is only able to resort to harassing threats to support his postions this is the primary reason he has been banned from all other credit forums on the internet the secondary reason is his continued insistence on spreading false and misleading information as i have pointed out numerous times on this blog the courts define harassment as repeated unwanted contact from a person or group of people creditwrench ceo bill bauer s suggestion that he will enlist numerous others to disrupt the current friendly atmosphere of a particular message board certainly fits the legal definition of harassment in recent years the courts have extended to internet communications the federal stalking and harassment statutes including 18 usc 2261a and 47 usc 223 in fact the landmark case of united states v young 1999 u s app lexis 32721 4th cir 1999 led to the ammendement of the above statute to include the internet creditwrench ceo bill bauer is now treading on very thin ice the resources of this board he is threatening run deeper than he might imagine it isn t confined to a group of people living paycheck to paycheck who s only concern is how to avoid the creditor appearing on caller id that he is used to i would imagine that with little provocation there are a number of people that would be willing to take appropriate legal action against him for his recent threats as he advertises on his website creditwrench ceo bill bauer advocates suing debt collectors for violating the law however he fails to see how he himself is not above the law posted by uncle normie at 1 07 pm saturday april 02 2005 creditwrench and the law part 72 one of the questions i frequently recieve via email reference the numerous times that creditwrench ceo bill bauer has threatened to sue me for use of the copyrighted name of creditwrench of course i assure the writer that there is no need to worry a name cannot be copyrighted therefore creditwrench cannot possibly sue me under copyright law for the use of the name creditwrench even if he could he s already shown that he d have no idea which court to file in lol creditwrench ceo bill bauer stating that he can sue me for copyright infringement for the use of the name creditwrench is false and misleading meaningless link posted by uncle normie at 6 23 am friday april 01 2005 creditwrench and the law part xxx the other day in a discussion i was having with creditwrench ceo bill bauer he referenced the the united states district court for the middle district of florida as being a state court of course i promptly corrected creditwrench ceo bill bauer on yet another of his mistakes regarding our legal system the united states district court for the middle district of florida is not a state court at all it is a federal court now i ask how can someone that doesn t understand something as basic as the heirarchy of courts going to teach you anything creditwrench ceo bill bauer stating that the united states district court for the middle district of florida is a state court is false and misleading posted by uncle normie at 10 27 am sunday march 27 2005 congress v the courts unfortunately terri schiavo will shortly die my prayers are with her and her family i m sure all of us in our hearts would have preferred a different outcome however personal and moral issues aside what are the legal issues on his blog creditwrench ceo bill bauer states united states congress has the power to tell the u s supreme court how it must rule the schiavo case proves otherwise while congress establishes the law the courts have final say in all matters of law that is dicated by the us constitution creditwrench ceo bill bauer stating that congress has the power to tell the courts how they must rule on matters of law is false and misleading again my heart and prayers go out to terri and her family posted by uncle normie at 2 06 pm creditwrench and the law part xxvi this past week on his message board a consumer posted that she had documented the following violations from a collection agency on her debt 43 phonecalls after my verified letter 805 c 1 additional collection attemt by mail after my letter 1 abuse foreigner should go back where i came from 1 failure to provide validation in a timely manner 35 days 2 collection attempts on sunday what was creditwrench ceo bill bauer s advice i would not sue them on all of the violations at once i d sue them on each violation separately go for one and get that settled and then go for the next one for the next year or so the reason you want to sue them on each one separately is that you are only likely to get 1 000 per violation apparently creditwrench ceo bill bauer doesn t understand the claim preclusion doctrine not surprising though since he doesn t understand much of anything that has to do with the law under claim preclusion all of the above violations would have to be consolidated in a single suit if she attempted to file multiple suits only the first suit would be recognized and subsequent suits would be barred by the court only violations that would occur after a suit was filed could give rise to an additional filing not only did creditwrench ceo bill bauer give false and misleading legal advice he also gave bad strategic advice filing suit on all of the violations at one time means the collection agency would have to formulate a defense for each violation giving her more leverage for a favorable settlement creditwrench ceo bill bauer advising that separate lawsuits should be filed for the muliple violations above is false and misleading posted by uncle normie at 8 18 am tuesday march 22 2005 creditwrench is brain dead today creditwrench ceo bill bauer in his attempt to further prove howbrain dead he truly is posts in a collection forum a post of how to collect debts aside from the fact that this would be as insulting to a debt collector as telling an accountant how to count here is how he does it blogger com has a feature that allows you to upload a phone conversation to its server here creditwrench ceo bill bauer proceeds to call into a standard streaming audio phone conference and upload the call to the blogger com server rather than posting the link to the conference call this wastes a huge amount of bandwidth because now someone has to upload a file that could have been streamed plus who s going to ever trust a link that creditwrench ceo bill bauer ever posts then he offers to email a file of 46megs yeah right what email server in history would ever accept a file that size creditwrench ceo bill bauer offering to email a readily available streaming audio file of 46 megs is well further proof he is brain dead posted by uncle normie at 4 25 pm monday march 21 2005 creditwrench commits libel today in a post on the internet creditwrench ceo bill bauer commented on william r bartmann former head of defunct debt buyer commercial financial services in his comments he states he is out of jail and doing seminars although bartmann was charged he was aquitted of all charges creditwrench stating that he was convicted and served jail time is false misleading and libelous i will be communicating this information to mr bartmann in case he cares to pursue this intentional defamation of his character by creditwrench ceo bill bauer posted by uncle normie at 3 17 pm thursday march 17 2005 creditwrench the fdcpa and tax collection as a new tactic to enroll students creditwrench ceo bill bauer states on a message board allowing collection agencies to collect back taxes for the irs opens up a whole new can of worms these collection agencies will be violating the fdcpa right and left which means you will more than likely not have to pay anything once you use the creditwrench method the truth is collection agencies collecting back income taxes for the irs would not be subject to the fdcpa why because income tax obligations do not fit the definition of a debt within the fdcpa even the us supreme court has held that position to quote from applicable case law the district court reversed holding that the tax liability at issue was not consumer debt because it was not incurred but involuntarily imposed by the government for a public purpose and resulted from earning money rather than consumption irs v westberry in re westberry no 3 98 0438 m d tenn nov 4 1998 creditwrench ceo bill bauer stating that collection agencies collecting back taxes are subject to the fdcpa is false and misleading posted by uncle normie at 4 02 pm discussion board discussion board free credit reports credit repair organizations act electronic fund transfer act equal credit opportunity act fair credit billing act fair credit reporting act home page fair debt collection practices act home page federal deposit insurance corporation improvement act of 1991 home ownership and equity protection act identity theft and assumption deterrence act truth in lending act it s australian for fdcpa mate west v nationwide credit been ripped off by a credit repair scam file a complaint e mail creditwrenchinfo gmail com unclenormie oklahomacity usa com previous creditwrench busted again creditwrench and the fdcpa part xxi creditwrench and cyber law creditwrench and the law part 72 creditwrench and the law part xxx congress v the courts creditwrench and the law part xxvi creditwrench is brain dead creditwrench commits libel creditwrench the fdcpa and tax collection archives 01 01 2005 01 31 2005 02 01 2005 02 28 2005 03 01 2005 03 31 2005 04 01 2005 04 30 2005 rss feed any legal information contained herein is general in nature and should not be construed to represent your individual circumstances for legal advice consult an attorney licensed in your state all material on this website is protected by copyright law
uncle normie
brain dead boob
jackass
imbecile
pooch
moron
kaykay29
meaningless link
here
discussion board
discussion board
free credit reports
credit repair organizations act
electronic fund transfer act
equal credit opportunity act
fair credit billing act
fair credit reporting act home page
fair debt collection practices act home page
federal deposit insurance corporation improvement act
home ownership and equity protection act
identity theft and assumption deterrence act
truth in lending act
it s australian for fdcpa mate
west v nationwide credit
Note: there were probably more links found on the URL you entered but FyberSearch (as well as other search engines) does not factor links into the ranking algorithm that are pointing to the same domain name or are without anchor text. Those links are simply saved and crawled. at 2 06 pm creditwrench and the law part xxvi this past week on his message board a consumer posted that she had documented the following violations from a collection agency on her debt 43 phonecalls after my verified letter 805 c 1 additional collection attemt by mail after my letter 1 abuse foreigner should go back where i came from 1 failure to provide validation in a timely manner 35 days 2 collection attempts on sunday what was creditwrench ceo bill bauer s advice i would not sue them on all of the violations at once i d sue them on each violation separately go for one and get that settled and then go for the next one for the next year or so the reason you want to sue them on each one separately is that you are only likely to get 1 000 per violation apparently creditwrench ceo bill bauer doesn t understand the claim preclusion doctrine not surprising though since he doesn t understand much of anything that has to do with the law under claim preclusion all of the above violations would have to be consolidated in a single suit if she attempted to file multiple suits only the first suit would be recognized and subsequent suits would be barred by the court only violations that would occur after a suit was filed could give rise to an additional filing not only did creditwrench ceo bill bauer give false and misleading legal advice he also gave bad strategic advice filing suit on all of the violations at one time means the collection agency would have to formulate a defense for each violation giving her more leverage for a favorable settlement creditwrench ceo bill bauer advising that separate lawsuits should be filed for the muliple violations above is false and misleading posted by URL: http://creditwrench-thetruth.blogspot.com/
Total words in the title: 3
Total words in the content: 2,191
Total characters in the content: 12,933
opening new window
consumer credit protection jail seminars
discussion board free credit reports repair organizations act electronic fund transfer equal opportunity fair billing reporting home page debt collection practices 1991 ownership equity protection identity theft assumption deterrence truth lending australian fdcpa mate west nationwide creditwrench busted part xxi cyber law 72 xxx congress courts xxvi brain dead commits libel tax 01 2005 31 02 28 03 04 30
blogthis creditwrench the truth monday april 04 2005 creditwrench busted again yesterday creditwrench ceo bill bauer put up a self serving poll on a message board it was to vote for if he should be banned or not problem is he fixed it so there was only one way to vote for him now i ask what kind of idiot rigs a vote on a message board then in a futile effort to run up the vote he makes a critical mistake as i knew he would he uses another alias of his to help him guess who yep none other than kaykay29 this along with other information i have been gathering now provides me with irrefutable proof that kaykay29 is indeed creditwrench ceo bill bauer so what you might ask well among other things it provides evidence of false advertising of his credit repair scam tomorrow i will post further information on this whole scam useless link posted by uncle normie at 10 15 pm creditwrench and the fdcpa part xxi as just further evidence that creditwrench ceo bill bauer knows nothing about the fdcpa he told a collector today why do you think fdcpa was put in place to help protect consumers hardly fdcpa was put in place to protect debt collectors who do not use abusive collection practices from the unfair competition presented by those debt collectors who do use abusve debt collection practice is he right or wrong obviously he s wrong and here s why the fdcpa falls under title 15 section chapter 41 of the us code chapter 41 is named consumer credit protection chapter 41 deals entirely with consumer protection laws not business protection if it was designed for business protection it would more properly fall under restraint of trade law under chapter 1 if that isn t convincing enough one only needs to read subchapter v a there is abundant evidence of the use of abusive deceptive and unfair debt collection practices by many debt collectors abusive debt collection practices contribute to the number of personal bankruptcies to marital instability to the loss of jobs and to invasions of individual privacy v b purpose of this subchapter to eliminate abusive debt collection practices by debt collectors and to promote consistent state action to protect consumers against debt collection abuses now it only stands to reason that if creditwrench ceo bill bauer doesn t understand consumer protection statutes the intent of congress in establishing such statutes he would be ineffective in using them to help a student and that has been exactly the sentiment of former student s who have emailed me to quote one such student bill bauer doesn t know shit couldn t have said it better myself creditwrench ceo bill bauer stating that the fdcpa was not put in place to protect consumers is false and misleading posted by uncle normie at 3 53 pm sunday april 03 2005 creditwrench and cyber law recently in a disagreement with many credit professionals creditwrench ceo bill bauer threatened here is a few more combatants and as of now i m going to make sure they learn about this message board and if i ever get banned i will then double and triple the amount of debt collector bashers in here unable to maintain any professional demeanor even on a message forum creditwrench bill bauer is only able to resort to harassing threats to support his postions this is the primary reason he has been banned from all other credit forums on the internet the secondary reason is his continued insistence on spreading false and misleading information as i have pointed out numerous times on this blog the courts define harassment as repeated unwanted contact from a person or group of people creditwrench ceo bill bauer s suggestion that he will enlist numerous others to disrupt the current friendly atmosphere of a particular message board certainly fits the legal definition of harassment in recent years the courts have extended to internet communications the federal stalking and harassment statutes including 18 usc 2261a and 47 usc 223 in fact the landmark case of united states v young 1999 u s app lexis 32721 4th cir 1999 led to the ammendement of the above statute to include the internet creditwrench ceo bill bauer is now treading on very thin ice the resources of this board he is threatening run deeper than he might imagine it isn t confined to a group of people living paycheck to paycheck who s only concern is how to avoid the creditor appearing on caller id that he is used to i would imagine that with little provocation there are a number of people that would be willing to take appropriate legal action against him for his recent threats as he advertises on his website creditwrench ceo bill bauer advocates suing debt collectors for violating the law however he fails to see how he himself is not above the law posted by uncle normie at 1 07 pm saturday april 02 2005 creditwrench and the law part 72 one of the questions i frequently recieve via email reference the numerous times that creditwrench ceo bill bauer has threatened to sue me for use of the copyrighted name of creditwrench of course i assure the writer that there is no need to worry a name cannot be copyrighted therefore creditwrench cannot possibly sue me under copyright law for the use of the name creditwrench even if he could he s already shown that he d have no idea which court to file in lol creditwrench ceo bill bauer stating that he can sue me for copyright infringement for the use of the name creditwrench is false and misleading meaningless link posted by uncle normie at 6 23 am friday april 01 2005 creditwrench and the law part xxx the other day in a discussion i was having with creditwrench ceo bill bauer he referenced the the united states district court for the middle district of florida as being a state court of course i promptly corrected creditwrench ceo bill bauer on yet another of his mistakes regarding our legal system the united states district court for the middle district of florida is not a state court at all it is a federal court now i ask how can someone that doesn t understand something as basic as the heirarchy of courts going to teach you anything creditwrench ceo bill bauer stating that the united states district court for the middle district of florida is a state court is false and misleading posted by uncle normie at 10 27 am sunday march 27 2005 congress v the courts unfortunately terri schiavo will shortly die my prayers are with her and her family i m sure all of us in our hearts would have preferred a different outcome however personal and moral issues aside what are the legal issues on his blog creditwrench ceo bill bauer states united states congress has the power to tell the u s supreme court how it must rule the schiavo case proves otherwise while congress establishes the law the courts have final say in all matters of law that is dicated by the us constitution creditwrench ceo bill bauer stating that congress has the power to tell the courts how they must rule on matters of law is false and misleading again my heart and prayers go out to terri and her family posted by uncle normie at 2 06 pm creditwrench and the law part xxvi this past week on his message board a consumer posted that she had documented the following violations from a collection agency on her debt 43 phonecalls after my verified letter 805 c 1 additional collection attemt by mail after my letter 1 abuse foreigner should go back where i came from 1 failure to provide validation in a timely manner 35 days 2 collection attempts on sunday what was creditwrench ceo bill bauer s advice i would not sue them on all of the violations at once i d sue them on each violation separately go for one and get that settled and then go for the next one for the next year or so the reason you want to sue them on each one separately is that you are only likely to get 1 000 per violation apparently creditwrench ceo bill bauer doesn t understand the claim preclusion doctrine not surprising though since he doesn t understand much of anything that has to do with the law under claim preclusion all of the above violations would have to be consolidated in a single suit if she attempted to file multiple suits only the first suit would be recognized and subsequent suits would be barred by the court only violations that would occur after a suit was filed could give rise to an additional filing not only did creditwrench ceo bill bauer give false and misleading legal advice he also gave bad strategic advice filing suit on all of the violations at one time means the collection agency would have to formulate a defense for each violation giving her more leverage for a favorable settlement creditwrench ceo bill bauer advising that separate lawsuits should be filed for the muliple violations above is false and misleading posted by uncle normie at 8 18 am tuesday march 22 2005 creditwrench is brain dead today creditwrench ceo bill bauer in his attempt to further prove howbrain dead he truly is posts in a collection forum a post of how to collect debts aside from the fact that this would be as insulting to a debt collector as telling an accountant how to count here is how he does it blogger com has a feature that allows you to upload a phone conversation to its server here creditwrench ceo bill bauer proceeds to call into a standard streaming audio phone conference and upload the call to the blogger com server rather than posting the link to the conference call this wastes a huge amount of bandwidth because now someone has to upload a file that could have been streamed plus who s going to ever trust a link that creditwrench ceo bill bauer ever posts then he offers to email a file of 46megs yeah right what email server in history would ever accept a file that size creditwrench ceo bill bauer offering to email a readily available streaming audio file of 46 megs is well further proof he is brain dead posted by uncle normie at 4 25 pm monday march 21 2005 creditwrench commits libel today in a post on the internet creditwrench ceo bill bauer commented on william r bartmann former head of defunct debt buyer commercial financial services in his comments he states he is out of jail and doing seminars although bartmann was charged he was aquitted of all charges creditwrench stating that he was convicted and served jail time is false misleading and libelous i will be communicating this information to mr bartmann in case he cares to pursue this intentional defamation of his character by creditwrench ceo bill bauer posted by uncle normie at 3 17 pm thursday march 17 2005 creditwrench the fdcpa and tax collection as a new tactic to enroll students creditwrench ceo bill bauer states on a message board allowing collection agencies to collect back taxes for the irs opens up a whole new can of worms these collection agencies will be violating the fdcpa right and left which means you will more than likely not have to pay anything once you use the creditwrench method the truth is collection agencies collecting back income taxes for the irs would not be subject to the fdcpa why because income tax obligations do not fit the definition of a debt within the fdcpa even the us supreme court has held that position to quote from applicable case law the district court reversed holding that the tax liability at issue was not consumer debt because it was not incurred but involuntarily imposed by the government for a public purpose and resulted from earning money rather than consumption irs v westberry in re westberry no 3 98 0438 m d tenn nov 4 1998 creditwrench ceo bill bauer stating that collection agencies collecting back taxes are subject to the fdcpa is false and misleading posted by uncle normie at 4 02 pm discussion board discussion board free credit reports credit repair organizations act electronic fund transfer act equal credit opportunity act fair credit billing act fair credit reporting act home page fair debt collection practices act home page federal deposit insurance corporation improvement act of 1991 home ownership and equity protection act identity theft and assumption deterrence act truth in lending act it s australian for fdcpa mate west v nationwide credit been ripped off by a credit repair scam file a complaint e mail creditwrenchinfo gmail com unclenormie oklahomacity usa com previous creditwrench busted again creditwrench and the fdcpa part xxi creditwrench and cyber law creditwrench and the law part 72 creditwrench and the law part xxx congress v the courts creditwrench and the law part xxvi creditwrench is brain dead creditwrench commits libel creditwrench the fdcpa and tax collection archives 01 01 2005 01 31 2005 02 01 2005 02 28 2005 03 01 2005 03 31 2005 04 01 2005 04 30 2005 rss feed any legal information contained herein is general in nature and should not be construed to represent your individual circumstances for legal advice consult an attorney licensed in your state all material on this website is protected by copyright law
uncle normie
brain dead boob
jackass
imbecile
pooch
moron
kaykay29
meaningless link
here
discussion board
discussion board
free credit reports
credit repair organizations act
electronic fund transfer act
equal credit opportunity act
fair credit billing act
fair credit reporting act home page
fair debt collection practices act home page
federal deposit insurance corporation improvement act
home ownership and equity protection act
identity theft and assumption deterrence act
truth in lending act
it s australian for fdcpa mate
west v nationwide credit
Note: there were probably more links found on the URL you entered but FyberSearch (as well as other search engines) does not factor links into the ranking algorithm that are pointing to the same domain name or are without anchor text. Those links are simply saved and crawled. at 8 18 am tuesday march 22 2005 creditwrench is brain dead today creditwrench ceo bill bauer in his attempt to further prove howbrain dead he truly is posts in a collection forum a post of how to collect debts aside from the fact that this would be as insulting to a debt collector as telling an accountant how to count here is how he does it blogger com has a feature that allows you to upload a phone conversation to its server here creditwrench ceo bill bauer proceeds to call into a standard streaming audio phone conference and upload the call to the blogger com server rather than posting the link to the conference call this wastes a huge amount of bandwidth because now someone has to upload a file that could have been streamed plus who s going to ever trust a link that creditwrench ceo bill bauer ever posts then he offers to email a file of 46megs yeah right what email server in history would ever accept a file that size creditwrench ceo bill bauer offering to email a readily available streaming audio file of 46 megs is well further proof he is brain dead posted by uncle normie at 4 25 pm monday march 21 2005 creditwrench commits libel today in a post on the internet creditwrench ceo bill bauer commented on william r bartmann former head of defunct debt buyer commercial financial services in his comments he states he is out of jail and doing seminars although bartmann was charged he was aquitted of all charges creditwrench stating that he was convicted and served jail time is false misleading and libelous i will be communicating this information to mr bartmann in case he cares to pursue this intentional defamation of his character by creditwrench ceo bill bauer posted by uncle normie at 3 17 pm thursday march 17 2005 creditwrench the fdcpa and tax collection as a new tactic to enroll students creditwrench ceo bill bauer states on a message board allowing collection agencies to collect back taxes for the irs opens up a whole new can of worms these collection agencies will be violating the fdcpa right and left which means you will more than likely not have to pay anything once you use the creditwrench method the truth is collection agencies collecting back income taxes for the irs would not be subject to the fdcpa why because income tax obligations do not fit the definition of a debt within the fdcpa even the us supreme court has held that position to quote from applicable case law the district court reversed holding that the tax liability at issue was not consumer debt because it was not incurred but involuntarily imposed by the government for a public purpose and resulted from earning money rather than consumption irs v westberry in re westberry no 3 98 0438 m d tenn nov 4 1998 creditwrench ceo bill bauer stating that collection agencies collecting back taxes are subject to the fdcpa is false and misleading posted by uncle normie at 4 02 pm discussion board discussion board free credit reports credit repair organizations act electronic fund transfer act equal credit opportunity act fair credit billing act fair credit reporting act home page fair debt collection practices act home page federal deposit insurance corporation improvement act of 1991 home ownership and equity protection act identity theft and assumption deterrence act truth in lending act it s australian for fdcpa mate west v nationwide credit been ripped off by a credit repair scam file a complaint e mail creditwrenchinfo gmail com unclenormie oklahomacity usa com previous creditwrench busted again creditwrench and the fdcpa part xxi creditwrench and cyber law creditwrench and the law part 72 creditwrench and the law part xxx congress v the courts creditwrench and the law part xxvi creditwrench is brain dead creditwrench commits libel creditwrench the fdcpa and tax collection archives 01 01 2005 01 31 2005 02 01 2005 02 28 2005 03 01 2005 03 31 2005 04 01 2005 04 30 2005 rss feed any legal information contained herein is general in nature and should not be construed to represent your individual circumstances for legal advice consult an attorney licensed in your state all material on this website is protected by copyright law
uncle normie
brain dead boob
jackass
imbecile
pooch
moron
kaykay29
meaningless link
here
discussion board
discussion board
free credit reports
credit repair organizations act
electronic fund transfer act
equal credit opportunity act
fair credit billing act
fair credit reporting act home page
fair debt collection practices act home page
federal deposit insurance corporation improvement act
home ownership and equity protection act
identity theft and assumption deterrence act
truth in lending act
it s australian for fdcpa mate
west v nationwide credit
Note: there were probably more links found on the URL you entered but FyberSearch (as well as other search engines) does not factor links into the ranking algorithm that are pointing to the same domain name or are without anchor text. Those links are simply saved and crawled.
Total words in the title: 3
Total words in the content: 2,191
Total characters in the content: 12,933
| |
| The Title |
| |
opening new window
| |
| Text Inside HTML Bold Tags |
| |
consumer credit protection jail seminars
| |
| Text Inside HTML List Tags |
| |
discussion board free credit reports repair organizations act electronic fund transfer equal opportunity fair billing reporting home page debt collection practices 1991 ownership equity protection identity theft assumption deterrence truth lending australian fdcpa mate west nationwide creditwrench busted part xxi cyber law 72 xxx congress courts xxvi brain dead commits libel tax 01 2005 31 02 28 03 04 30
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| The Content |
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blogthis creditwrench the truth monday april 04 2005 creditwrench busted again yesterday creditwrench ceo bill bauer put up a self serving poll on a message board it was to vote for if he should be banned or not problem is he fixed it so there was only one way to vote for him now i ask what kind of idiot rigs a vote on a message board then in a futile effort to run up the vote he makes a critical mistake as i knew he would he uses another alias of his to help him guess who yep none other than kaykay29 this along with other information i have been gathering now provides me with irrefutable proof that kaykay29 is indeed creditwrench ceo bill bauer so what you might ask well among other things it provides evidence of false advertising of his credit repair scam tomorrow i will post further information on this whole scam useless link posted by uncle normie at 10 15 pm creditwrench and the fdcpa part xxi as just further evidence that creditwrench ceo bill bauer knows nothing about the fdcpa he told a collector today why do you think fdcpa was put in place to help protect consumers hardly fdcpa was put in place to protect debt collectors who do not use abusive collection practices from the unfair competition presented by those debt collectors who do use abusve debt collection practice is he right or wrong obviously he s wrong and here s why the fdcpa falls under title 15 section chapter 41 of the us code chapter 41 is named consumer credit protection chapter 41 deals entirely with consumer protection laws not business protection if it was designed for business protection it would more properly fall under restraint of trade law under chapter 1 if that isn t convincing enough one only needs to read subchapter v a there is abundant evidence of the use of abusive deceptive and unfair debt collection practices by many debt collectors abusive debt collection practices contribute to the number of personal bankruptcies to marital instability to the loss of jobs and to invasions of individual privacy v b purpose of this subchapter to eliminate abusive debt collection practices by debt collectors and to promote consistent state action to protect consumers against debt collection abuses now it only stands to reason that if creditwrench ceo bill bauer doesn t understand consumer protection statutes the intent of congress in establishing such statutes he would be ineffective in using them to help a student and that has been exactly the sentiment of former student s who have emailed me to quote one such student bill bauer doesn t know shit couldn t have said it better myself creditwrench ceo bill bauer stating that the fdcpa was not put in place to protect consumers is false and misleading posted by uncle normie at 3 53 pm sunday april 03 2005 creditwrench and cyber law recently in a disagreement with many credit professionals creditwrench ceo bill bauer threatened here is a few more combatants and as of now i m going to make sure they learn about this message board and if i ever get banned i will then double and triple the amount of debt collector bashers in here unable to maintain any professional demeanor even on a message forum creditwrench bill bauer is only able to resort to harassing threats to support his postions this is the primary reason he has been banned from all other credit forums on the internet the secondary reason is his continued insistence on spreading false and misleading information as i have pointed out numerous times on this blog the courts define harassment as repeated unwanted contact from a person or group of people creditwrench ceo bill bauer s suggestion that he will enlist numerous others to disrupt the current friendly atmosphere of a particular message board certainly fits the legal definition of harassment in recent years the courts have extended to internet communications the federal stalking and harassment statutes including 18 usc 2261a and 47 usc 223 in fact the landmark case of united states v young 1999 u s app lexis 32721 4th cir 1999 led to the ammendement of the above statute to include the internet creditwrench ceo bill bauer is now treading on very thin ice the resources of this board he is threatening run deeper than he might imagine it isn t confined to a group of people living paycheck to paycheck who s only concern is how to avoid the creditor appearing on caller id that he is used to i would imagine that with little provocation there are a number of people that would be willing to take appropriate legal action against him for his recent threats as he advertises on his website creditwrench ceo bill bauer advocates suing debt collectors for violating the law however he fails to see how he himself is not above the law posted by uncle normie at 1 07 pm saturday april 02 2005 creditwrench and the law part 72 one of the questions i frequently recieve via email reference the numerous times that creditwrench ceo bill bauer has threatened to sue me for use of the copyrighted name of creditwrench of course i assure the writer that there is no need to worry a name cannot be copyrighted therefore creditwrench cannot possibly sue me under copyright law for the use of the name creditwrench even if he could he s already shown that he d have no idea which court to file in lol creditwrench ceo bill bauer stating that he can sue me for copyright infringement for the use of the name creditwrench is false and misleading meaningless link posted by uncle normie at 6 23 am friday april 01 2005 creditwrench and the law part xxx the other day in a discussion i was having with creditwrench ceo bill bauer he referenced the the united states district court for the middle district of florida as being a state court of course i promptly corrected creditwrench ceo bill bauer on yet another of his mistakes regarding our legal system the united states district court for the middle district of florida is not a state court at all it is a federal court now i ask how can someone that doesn t understand something as basic as the heirarchy of courts going to teach you anything creditwrench ceo bill bauer stating that the united states district court for the middle district of florida is a state court is false and misleading posted by uncle normie at 10 27 am sunday march 27 2005 congress v the courts unfortunately terri schiavo will shortly die my prayers are with her and her family i m sure all of us in our hearts would have preferred a different outcome however personal and moral issues aside what are the legal issues on his blog creditwrench ceo bill bauer states united states congress has the power to tell the u s supreme court how it must rule the schiavo case proves otherwise while congress establishes the law the courts have final say in all matters of law that is dicated by the us constitution creditwrench ceo bill bauer stating that congress has the power to tell the courts how they must rule on matters of law is false and misleading again my heart and prayers go out to terri and her family posted by URL: http://creditwrench-thetruth.blogspot.com/
Total words in the title: 3
Total words in the content: 2,191
Total characters in the content: 12,933
| |
| The Title |
| |
opening new window
| |
| Text Inside HTML Bold Tags |
| |
consumer credit protection jail seminars
| |
| Text Inside HTML List Tags |
| |
discussion board free credit reports repair organizations act electronic fund transfer equal opportunity fair billing reporting home page debt collection practices 1991 ownership equity protection identity theft assumption deterrence truth lending australian fdcpa mate west nationwide creditwrench busted part xxi cyber law 72 xxx congress courts xxvi brain dead commits libel tax 01 2005 31 02 28 03 04 30
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| The Content |
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blogthis creditwrench the truth monday april 04 2005 creditwrench busted again yesterday creditwrench ceo bill bauer put up a self serving poll on a message board it was to vote for if he should be banned or not problem is he fixed it so there was only one way to vote for him now i ask what kind of idiot rigs a vote on a message board then in a futile effort to run up the vote he makes a critical mistake as i knew he would he uses another alias of his to help him guess who yep none other than kaykay29 this along with other information i have been gathering now provides me with irrefutable proof that kaykay29 is indeed creditwrench ceo bill bauer so what you might ask well among other things it provides evidence of false advertising of his credit repair scam tomorrow i will post further information on this whole scam useless link posted by uncle normie at 10 15 pm creditwrench and the fdcpa part xxi as just further evidence that creditwrench ceo bill bauer knows nothing about the fdcpa he told a collector today why do you think fdcpa was put in place to help protect consumers hardly fdcpa was put in place to protect debt collectors who do not use abusive collection practices from the unfair competition presented by those debt collectors who do use abusve debt collection practice is he right or wrong obviously he s wrong and here s why the fdcpa falls under title 15 section chapter 41 of the us code chapter 41 is named consumer credit protection chapter 41 deals entirely with consumer protection laws not business protection if it was designed for business protection it would more properly fall under restraint of trade law under chapter 1 if that isn t convincing enough one only needs to read subchapter v a there is abundant evidence of the use of abusive deceptive and unfair debt collection practices by many debt collectors abusive debt collection practices contribute to the number of personal bankruptcies to marital instability to the loss of jobs and to invasions of individual privacy v b purpose of this subchapter to eliminate abusive debt collection practices by debt collectors and to promote consistent state action to protect consumers against debt collection abuses now it only stands to reason that if creditwrench ceo bill bauer doesn t understand consumer protection statutes the intent of congress in establishing such statutes he would be ineffective in using them to help a student and that has been exactly the sentiment of former student s who have emailed me to quote one such student bill bauer doesn t know shit couldn t have said it better myself creditwrench ceo bill bauer stating that the fdcpa was not put in place to protect consumers is false and misleading posted by uncle normie at 3 53 pm sunday april 03 2005 creditwrench and cyber law recently in a disagreement with many credit professionals creditwrench ceo bill bauer threatened here is a few more combatants and as of now i m going to make sure they learn about this message board and if i ever get banned i will then double and triple the amount of debt collector bashers in here unable to maintain any professional demeanor even on a message forum creditwrench bill bauer is only able to resort to harassing threats to support his postions this is the primary reason he has been banned from all other credit forums on the internet the secondary reason is his continued insistence on spreading false and misleading information as i have pointed out numerous times on this blog the courts define harassment as repeated unwanted contact from a person or group of people creditwrench ceo bill bauer s suggestion that he will enlist numerous others to disrupt the current friendly atmosphere of a particular message board certainly fits the legal definition of harassment in recent years the courts have extended to internet communications the federal stalking and harassment statutes including 18 usc 2261a and 47 usc 223 in fact the landmark case of united states v young 1999 u s app lexis 32721 4th cir 1999 led to the ammendement of the above statute to include the internet creditwrench ceo bill bauer is now treading on very thin ice the resources of this board he is threatening run deeper than he might imagine it isn t confined to a group of people living paycheck to paycheck who s only concern is how to avoid the creditor appearing on caller id that he is used to i would imagine that with little provocation there are a number of people that would be willing to take appropriate legal action against him for his recent threats as he advertises on his website creditwrench ceo bill bauer advocates suing debt collectors for violating the law however he fails to see how he himself is not above the law posted by uncle normie at 1 07 pm saturday april 02 2005 creditwrench and the law part 72 one of the questions i frequently recieve via email reference the numerous times that creditwrench ceo bill bauer has threatened to sue me for use of the copyrighted name of creditwrench of course i assure the writer that there is no need to worry a name cannot be copyrighted therefore creditwrench cannot possibly sue me under copyright law for the use of the name creditwrench even if he could he s already shown that he d have no idea which court to file in lol creditwrench ceo bill bauer stating that he can sue me for copyright infringement for the use of the name creditwrench is false and misleading meaningless link posted by uncle normie at 6 23 am friday april 01 2005 creditwrench and the law part xxx the other day in a discussion i was having with creditwrench ceo bill bauer he referenced the the united states district court for the middle district of florida as being a state court of course i promptly corrected creditwrench ceo bill bauer on yet another of his mistakes regarding our legal system the united states district court for the middle district of florida is not a state court at all it is a federal court now i ask how can someone that doesn t understand something as basic as the heirarchy of courts going to teach you anything creditwrench ceo bill bauer stating that the united states district court for the middle district of florida is a state court is false and misleading posted by uncle normie at 10 27 am sunday march 27 2005 congress v the courts unfortunately terri schiavo will shortly die my prayers are with her and her family i m sure all of us in our hearts would have preferred a different outcome however personal and moral issues aside what are the legal issues on his blog creditwrench ceo bill bauer states united states congress has the power to tell the u s supreme court how it must rule the schiavo case proves otherwise while congress establishes the law the courts have final say in all matters of law that is dicated by the us constitution creditwrench ceo bill bauer stating that congress has the power to tell the courts how they must rule on matters of law is false and misleading again my heart and prayers go out to terri and her family posted by uncle normie at 2 06 pm creditwrench and the law part xxvi this past week on his message board a consumer posted that she had documented the following violations from a collection agency on her debt 43 phonecalls after my verified letter 805 c 1 additional collection attemt by mail after my letter 1 abuse foreigner should go back where i came from 1 failure to provide validation in a timely manner 35 days 2 collection attempts on sunday what was creditwrench ceo bill bauer s advice i would not sue them on all of the violations at once i d sue them on each violation separately go for one and get that settled and then go for the next one for the next year or so the reason you want to sue them on each one separately is that you are only likely to get 1 000 per violation apparently creditwrench ceo bill bauer doesn t understand the claim preclusion doctrine not surprising though since he doesn t understand much of anything that has to do with the law under claim preclusion all of the above violations would have to be consolidated in a single suit if she attempted to file multiple suits only the first suit would be recognized and subsequent suits would be barred by the court only violations that would occur after a suit was filed could give rise to an additional filing not only did creditwrench ceo bill bauer give false and misleading legal advice he also gave bad strategic advice filing suit on all of the violations at one time means the collection agency would have to formulate a defense for each violation giving her more leverage for a favorable settlement creditwrench ceo bill bauer advising that separate lawsuits should be filed for the muliple violations above is false and misleading posted by uncle normie at 8 18 am tuesday march 22 2005 creditwrench is brain dead today creditwrench ceo bill bauer in his attempt to further prove howbrain dead he truly is posts in a collection forum a post of how to collect debts aside from the fact that this would be as insulting to a debt collector as telling an accountant how to count here is how he does it blogger com has a feature that allows you to upload a phone conversation to its server here creditwrench ceo bill bauer proceeds to call into a standard streaming audio phone conference and upload the call to the blogger com server rather than posting the link to the conference call this wastes a huge amount of bandwidth because now someone has to upload a file that could have been streamed plus who s going to ever trust a link that creditwrench ceo bill bauer ever posts then he offers to email a file of 46megs yeah right what email server in history would ever accept a file that size creditwrench ceo bill bauer offering to email a readily available streaming audio file of 46 megs is well further proof he is brain dead posted by uncle normie at 4 25 pm monday march 21 2005 creditwrench commits libel today in a post on the internet creditwrench ceo bill bauer commented on william r bartmann former head of defunct debt buyer commercial financial services in his comments he states he is out of jail and doing seminars although bartmann was charged he was aquitted of all charges creditwrench stating that he was convicted and served jail time is false misleading and libelous i will be communicating this information to mr bartmann in case he cares to pursue this intentional defamation of his character by creditwrench ceo bill bauer posted by uncle normie at 3 17 pm thursday march 17 2005 creditwrench the fdcpa and tax collection as a new tactic to enroll students creditwrench ceo bill bauer states on a message board allowing collection agencies to collect back taxes for the irs opens up a whole new can of worms these collection agencies will be violating the fdcpa right and left which means you will more than likely not have to pay anything once you use the creditwrench method the truth is collection agencies collecting back income taxes for the irs would not be subject to the fdcpa why because income tax obligations do not fit the definition of a debt within the fdcpa even the us supreme court has held that position to quote from applicable case law the district court reversed holding that the tax liability at issue was not consumer debt because it was not incurred but involuntarily imposed by the government for a public purpose and resulted from earning money rather than consumption irs v westberry in re westberry no 3 98 0438 m d tenn nov 4 1998 creditwrench ceo bill bauer stating that collection agencies collecting back taxes are subject to the fdcpa is false and misleading posted by uncle normie at 4 02 pm discussion board discussion board free credit reports credit repair organizations act electronic fund transfer act equal credit opportunity act fair credit billing act fair credit reporting act home page fair debt collection practices act home page federal deposit insurance corporation improvement act of 1991 home ownership and equity protection act identity theft and assumption deterrence act truth in lending act it s australian for fdcpa mate west v nationwide credit been ripped off by a credit repair scam file a complaint e mail creditwrenchinfo gmail com unclenormie oklahomacity usa com previous creditwrench busted again creditwrench and the fdcpa part xxi creditwrench and cyber law creditwrench and the law part 72 creditwrench and the law part xxx congress v the courts creditwrench and the law part xxvi creditwrench is brain dead creditwrench commits libel creditwrench the fdcpa and tax collection archives 01 01 2005 01 31 2005 02 01 2005 02 28 2005 03 01 2005 03 31 2005 04 01 2005 04 30 2005 rss feed any legal information contained herein is general in nature and should not be construed to represent your individual circumstances for legal advice consult an attorney licensed in your state all material on this website is protected by copyright law
| |
| Links to Other Websites |
| |
uncle normie
brain dead boob
jackass
imbecile
pooch
moron
kaykay29
meaningless link
here
discussion board
discussion board
free credit reports
credit repair organizations act
electronic fund transfer act
equal credit opportunity act
fair credit billing act
fair credit reporting act home page
fair debt collection practices act home page
federal deposit insurance corporation improvement act
home ownership and equity protection act
identity theft and assumption deterrence act
truth in lending act
it s australian for fdcpa mate
west v nationwide credit
Note: there were probably more links found on the URL you entered but FyberSearch (as well as other search engines) does not factor links into the ranking algorithm that are pointing to the same domain name or are without anchor text. Those links are simply saved and crawled. at 2 06 pm creditwrench and the law part xxvi this past week on his message board a consumer posted that she had documented the following violations from a collection agency on her debt 43 phonecalls after my verified letter 805 c 1 additional collection attemt by mail after my letter 1 abuse foreigner should go back where i came from 1 failure to provide validation in a timely manner 35 days 2 collection attempts on sunday what was creditwrench ceo bill bauer s advice i would not sue them on all of the violations at once i d sue them on each violation separately go for one and get that settled and then go for the next one for the next year or so the reason you want to sue them on each one separately is that you are only likely to get 1 000 per violation apparently creditwrench ceo bill bauer doesn t understand the claim preclusion doctrine not surprising though since he doesn t understand much of anything that has to do with the law under claim preclusion all of the above violations would have to be consolidated in a single suit if she attempted to file multiple suits only the first suit would be recognized and subsequent suits would be barred by the court only violations that would occur after a suit was filed could give rise to an additional filing not only did creditwrench ceo bill bauer give false and misleading legal advice he also gave bad strategic advice filing suit on all of the violations at one time means the collection agency would have to formulate a defense for each violation giving her more leverage for a favorable settlement creditwrench ceo bill bauer advising that separate lawsuits should be filed for the muliple violations above is false and misleading posted by URL: http://creditwrench-thetruth.blogspot.com/
Total words in the title: 3
Total words in the content: 2,191
Total characters in the content: 12,933
| |
| The Title |
| |
opening new window
| |
| Text Inside HTML Bold Tags |
| |
consumer credit protection jail seminars
| |
| Text Inside HTML List Tags |
| |
discussion board free credit reports repair organizations act electronic fund transfer equal opportunity fair billing reporting home page debt collection practices 1991 ownership equity protection identity theft assumption deterrence truth lending australian fdcpa mate west nationwide creditwrench busted part xxi cyber law 72 xxx congress courts xxvi brain dead commits libel tax 01 2005 31 02 28 03 04 30
| |
| The Content |
| |
blogthis creditwrench the truth monday april 04 2005 creditwrench busted again yesterday creditwrench ceo bill bauer put up a self serving poll on a message board it was to vote for if he should be banned or not problem is he fixed it so there was only one way to vote for him now i ask what kind of idiot rigs a vote on a message board then in a futile effort to run up the vote he makes a critical mistake as i knew he would he uses another alias of his to help him guess who yep none other than kaykay29 this along with other information i have been gathering now provides me with irrefutable proof that kaykay29 is indeed creditwrench ceo bill bauer so what you might ask well among other things it provides evidence of false advertising of his credit repair scam tomorrow i will post further information on this whole scam useless link posted by uncle normie at 10 15 pm creditwrench and the fdcpa part xxi as just further evidence that creditwrench ceo bill bauer knows nothing about the fdcpa he told a collector today why do you think fdcpa was put in place to help protect consumers hardly fdcpa was put in place to protect debt collectors who do not use abusive collection practices from the unfair competition presented by those debt collectors who do use abusve debt collection practice is he right or wrong obviously he s wrong and here s why the fdcpa falls under title 15 section chapter 41 of the us code chapter 41 is named consumer credit protection chapter 41 deals entirely with consumer protection laws not business protection if it was designed for business protection it would more properly fall under restraint of trade law under chapter 1 if that isn t convincing enough one only needs to read subchapter v a there is abundant evidence of the use of abusive deceptive and unfair debt collection practices by many debt collectors abusive debt collection practices contribute to the number of personal bankruptcies to marital instability to the loss of jobs and to invasions of individual privacy v b purpose of this subchapter to eliminate abusive debt collection practices by debt collectors and to promote consistent state action to protect consumers against debt collection abuses now it only stands to reason that if creditwrench ceo bill bauer doesn t understand consumer protection statutes the intent of congress in establishing such statutes he would be ineffective in using them to help a student and that has been exactly the sentiment of former student s who have emailed me to quote one such student bill bauer doesn t know shit couldn t have said it better myself creditwrench ceo bill bauer stating that the fdcpa was not put in place to protect consumers is false and misleading posted by uncle normie at 3 53 pm sunday april 03 2005 creditwrench and cyber law recently in a disagreement with many credit professionals creditwrench ceo bill bauer threatened here is a few more combatants and as of now i m going to make sure they learn about this message board and if i ever get banned i will then double and triple the amount of debt collector bashers in here unable to maintain any professional demeanor even on a message forum creditwrench bill bauer is only able to resort to harassing threats to support his postions this is the primary reason he has been banned from all other credit forums on the internet the secondary reason is his continued insistence on spreading false and misleading information as i have pointed out numerous times on this blog the courts define harassment as repeated unwanted contact from a person or group of people creditwrench ceo bill bauer s suggestion that he will enlist numerous others to disrupt the current friendly atmosphere of a particular message board certainly fits the legal definition of harassment in recent years the courts have extended to internet communications the federal stalking and harassment statutes including 18 usc 2261a and 47 usc 223 in fact the landmark case of united states v young 1999 u s app lexis 32721 4th cir 1999 led to the ammendement of the above statute to include the internet creditwrench ceo bill bauer is now treading on very thin ice the resources of this board he is threatening run deeper than he might imagine it isn t confined to a group of people living paycheck to paycheck who s only concern is how to avoid the creditor appearing on caller id that he is used to i would imagine that with little provocation there are a number of people that would be willing to take appropriate legal action against him for his recent threats as he advertises on his website creditwrench ceo bill bauer advocates suing debt collectors for violating the law however he fails to see how he himself is not above the law posted by uncle normie at 1 07 pm saturday april 02 2005 creditwrench and the law part 72 one of the questions i frequently recieve via email reference the numerous times that creditwrench ceo bill bauer has threatened to sue me for use of the copyrighted name of creditwrench of course i assure the writer that there is no need to worry a name cannot be copyrighted therefore creditwrench cannot possibly sue me under copyright law for the use of the name creditwrench even if he could he s already shown that he d have no idea which court to file in lol creditwrench ceo bill bauer stating that he can sue me for copyright infringement for the use of the name creditwrench is false and misleading meaningless link posted by uncle normie at 6 23 am friday april 01 2005 creditwrench and the law part xxx the other day in a discussion i was having with creditwrench ceo bill bauer he referenced the the united states district court for the middle district of florida as being a state court of course i promptly corrected creditwrench ceo bill bauer on yet another of his mistakes regarding our legal system the united states district court for the middle district of florida is not a state court at all it is a federal court now i ask how can someone that doesn t understand something as basic as the heirarchy of courts going to teach you anything creditwrench ceo bill bauer stating that the united states district court for the middle district of florida is a state court is false and misleading posted by uncle normie at 10 27 am sunday march 27 2005 congress v the courts unfortunately terri schiavo will shortly die my prayers are with her and her family i m sure all of us in our hearts would have preferred a different outcome however personal and moral issues aside what are the legal issues on his blog creditwrench ceo bill bauer states united states congress has the power to tell the u s supreme court how it must rule the schiavo case proves otherwise while congress establishes the law the courts have final say in all matters of law that is dicated by the us constitution creditwrench ceo bill bauer stating that congress has the power to tell the courts how they must rule on matters of law is false and misleading again my heart and prayers go out to terri and her family posted by uncle normie at 2 06 pm creditwrench and the law part xxvi this past week on his message board a consumer posted that she had documented the following violations from a collection agency on her debt 43 phonecalls after my verified letter 805 c 1 additional collection attemt by mail after my letter 1 abuse foreigner should go back where i came from 1 failure to provide validation in a timely manner 35 days 2 collection attempts on sunday what was creditwrench ceo bill bauer s advice i would not sue them on all of the violations at once i d sue them on each violation separately go for one and get that settled and then go for the next one for the next year or so the reason you want to sue them on each one separately is that you are only likely to get 1 000 per violation apparently creditwrench ceo bill bauer doesn t understand the claim preclusion doctrine not surprising though since he doesn t understand much of anything that has to do with the law under claim preclusion all of the above violations would have to be consolidated in a single suit if she attempted to file multiple suits only the first suit would be recognized and subsequent suits would be barred by the court only violations that would occur after a suit was filed could give rise to an additional filing not only did creditwrench ceo bill bauer give false and misleading legal advice he also gave bad strategic advice filing suit on all of the violations at one time means the collection agency would have to formulate a defense for each violation giving her more leverage for a favorable settlement creditwrench ceo bill bauer advising that separate lawsuits should be filed for the muliple violations above is false and misleading posted by uncle normie at 8 18 am tuesday march 22 2005 creditwrench is brain dead today creditwrench ceo bill bauer in his attempt to further prove howbrain dead he truly is posts in a collection forum a post of how to collect debts aside from the fact that this would be as insulting to a debt collector as telling an accountant how to count here is how he does it blogger com has a feature that allows you to upload a phone conversation to its server here creditwrench ceo bill bauer proceeds to call into a standard streaming audio phone conference and upload the call to the blogger com server rather than posting the link to the conference call this wastes a huge amount of bandwidth because now someone has to upload a file that could have been streamed plus who s going to ever trust a link that creditwrench ceo bill bauer ever posts then he offers to email a file of 46megs yeah right what email server in history would ever accept a file that size creditwrench ceo bill bauer offering to email a readily available streaming audio file of 46 megs is well further proof he is brain dead posted by uncle normie at 4 25 pm monday march 21 2005 creditwrench commits libel today in a post on the internet creditwrench ceo bill bauer commented on william r bartmann former head of defunct debt buyer commercial financial services in his comments he states he is out of jail and doing seminars although bartmann was charged he was aquitted of all charges creditwrench stating that he was convicted and served jail time is false misleading and libelous i will be communicating this information to mr bartmann in case he cares to pursue this intentional defamation of his character by creditwrench ceo bill bauer posted by uncle normie at 3 17 pm thursday march 17 2005 creditwrench the fdcpa and tax collection as a new tactic to enroll students creditwrench ceo bill bauer states on a message board allowing collection agencies to collect back taxes for the irs opens up a whole new can of worms these collection agencies will be violating the fdcpa right and left which means you will more than likely not have to pay anything once you use the creditwrench method the truth is collection agencies collecting back income taxes for the irs would not be subject to the fdcpa why because income tax obligations do not fit the definition of a debt within the fdcpa even the us supreme court has held that position to quote from applicable case law the district court reversed holding that the tax liability at issue was not consumer debt because it was not incurred but involuntarily imposed by the government for a public purpose and resulted from earning money rather than consumption irs v westberry in re westberry no 3 98 0438 m d tenn nov 4 1998 creditwrench ceo bill bauer stating that collection agencies collecting back taxes are subject to the fdcpa is false and misleading posted by uncle normie at 4 02 pm discussion board discussion board free credit reports credit repair organizations act electronic fund transfer act equal credit opportunity act fair credit billing act fair credit reporting act home page fair debt collection practices act home page federal deposit insurance corporation improvement act of 1991 home ownership and equity protection act identity theft and assumption deterrence act truth in lending act it s australian for fdcpa mate west v nationwide credit been ripped off by a credit repair scam file a complaint e mail creditwrenchinfo gmail com unclenormie oklahomacity usa com previous creditwrench busted again creditwrench and the fdcpa part xxi creditwrench and cyber law creditwrench and the law part 72 creditwrench and the law part xxx congress v the courts creditwrench and the law part xxvi creditwrench is brain dead creditwrench commits libel creditwrench the fdcpa and tax collection archives 01 01 2005 01 31 2005 02 01 2005 02 28 2005 03 01 2005 03 31 2005 04 01 2005 04 30 2005 rss feed any legal information contained herein is general in nature and should not be construed to represent your individual circumstances for legal advice consult an attorney licensed in your state all material on this website is protected by copyright law
| |
| Links to Other Websites |
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uncle normie
brain dead boob
jackass
imbecile
pooch
moron
kaykay29
meaningless link
here
discussion board
discussion board
free credit reports
credit repair organizations act
electronic fund transfer act
equal credit opportunity act
fair credit billing act
fair credit reporting act home page
fair debt collection practices act home page
federal deposit insurance corporation improvement act
home ownership and equity protection act
identity theft and assumption deterrence act
truth in lending act
it s australian for fdcpa mate
west v nationwide credit
Note: there were probably more links found on the URL you entered but FyberSearch (as well as other search engines) does not factor links into the ranking algorithm that are pointing to the same domain name or are without anchor text. Those links are simply saved and crawled. at 8 18 am tuesday march 22 2005 creditwrench is brain dead today creditwrench ceo bill bauer in his attempt to further prove howbrain dead he truly is posts in a collection forum a post of how to collect debts aside from the fact that this would be as insulting to a debt collector as telling an accountant how to count here is how he does it blogger com has a feature that allows you to upload a phone conversation to its server here creditwrench ceo bill bauer proceeds to call into a standard streaming audio phone conference and upload the call to the blogger com server rather than posting the link to the conference call this wastes a huge amount of bandwidth because now someone has to upload a file that could have been streamed plus who s going to ever trust a link that creditwrench ceo bill bauer ever posts then he offers to email a file of 46megs yeah right what email server in history would ever accept a file that size creditwrench ceo bill bauer offering to email a readily available streaming audio file of 46 megs is well further proof he is brain dead posted by uncle normie at 4 25 pm monday march 21 2005 creditwrench commits libel today in a post on the internet creditwrench ceo bill bauer commented on william r bartmann former head of defunct debt buyer commercial financial services in his comments he states he is out of jail and doing seminars although bartmann was charged he was aquitted of all charges creditwrench stating that he was convicted and served jail time is false misleading and libelous i will be communicating this information to mr bartmann in case he cares to pursue this intentional defamation of his character by creditwrench ceo bill bauer posted by uncle normie at 3 17 pm thursday march 17 2005 creditwrench the fdcpa and tax collection as a new tactic to enroll students creditwrench ceo bill bauer states on a message board allowing collection agencies to collect back taxes for the irs opens up a whole new can of worms these collection agencies will be violating the fdcpa right and left which means you will more than likely not have to pay anything once you use the creditwrench method the truth is collection agencies collecting back income taxes for the irs would not be subject to the fdcpa why because income tax obligations do not fit the definition of a debt within the fdcpa even the us supreme court has held that position to quote from applicable case law the district court reversed holding that the tax liability at issue was not consumer debt because it was not incurred but involuntarily imposed by the government for a public purpose and resulted from earning money rather than consumption irs v westberry in re westberry no 3 98 0438 m d tenn nov 4 1998 creditwrench ceo bill bauer stating that collection agencies collecting back taxes are subject to the fdcpa is false and misleading posted by uncle normie at 4 02 pm discussion board discussion board free credit reports credit repair organizations act electronic fund transfer act equal credit opportunity act fair credit billing act fair credit reporting act home page fair debt collection practices act home page federal deposit insurance corporation improvement act of 1991 home ownership and equity protection act identity theft and assumption deterrence act truth in lending act it s australian for fdcpa mate west v nationwide credit been ripped off by a credit repair scam file a complaint e mail creditwrenchinfo gmail com unclenormie oklahomacity usa com previous creditwrench busted again creditwrench and the fdcpa part xxi creditwrench and cyber law creditwrench and the law part 72 creditwrench and the law part xxx congress v the courts creditwrench and the law part xxvi creditwrench is brain dead creditwrench commits libel creditwrench the fdcpa and tax collection archives 01 01 2005 01 31 2005 02 01 2005 02 28 2005 03 01 2005 03 31 2005 04 01 2005 04 30 2005 rss feed any legal information contained herein is general in nature and should not be construed to represent your individual circumstances for legal advice consult an attorney licensed in your state all material on this website is protected by copyright law
| |
| Links to Other Websites |
| |
uncle normie
brain dead boob
jackass
imbecile
pooch
moron
kaykay29
meaningless link
here
discussion board
discussion board
free credit reports
credit repair organizations act
electronic fund transfer act
equal credit opportunity act
fair credit billing act
fair credit reporting act home page
fair debt collection practices act home page
federal deposit insurance corporation improvement act
home ownership and equity protection act
identity theft and assumption deterrence act
truth in lending act
it s australian for fdcpa mate
west v nationwide credit
Note: there were probably more links found on the URL you entered but FyberSearch (as well as other search engines) does not factor links into the ranking algorithm that are pointing to the same domain name or are without anchor text. Those links are simply saved and crawled.
posted by Creditwrench @ 5:00 PM
